Business Insurance Coverage

A convenient and comprehensive solution, a Business Owner’s Policy (BOP) combines both property and liability insurance. No matter the business, whether it is an office or retail store, a BOP can provide a safeguard against various types of claims, including fire, theft, bodily injury, personal or advertising injury, and property damage caused by your business operations. Reach out to us now to discover why securing a BOP from Malloy Insurance is the ideal choice to protect your business.

No matter whether you require coverage for just one vehicle or for a whole fleet of delivery trucks and vans, Malloy Insurance can provide your business with the perfect commercial auto insurance policy to suit your needs. Rest assured that we have you covered.

Commercial property insurance is meant to protect your business in the unfortunate event that your property has a loss due to fire, vandalism, wind, and lightning just to name a few. This type of insurance is used across various industries and offers similar protection to what property insurance provides for individuals. It ensures that your business is safe if an ill-fated situation occurs.

No business owner can afford to go without general liability insurance, which offers essential financial protection. General liability insurance covers issues arising from situations such as property damage, negligence, advertising-related matters, and personal injury. Be assured that by obtaining this insurance, you are protecting your business from potentially costly legal and financial consequences. Call us at 203-351-9898 today to get started.

By prioritizing group health insurance, you are investing in the welfare and satisfaction of your employees. Including group health insurance benefits as part of your company’s benefits package is an essential consideration. In addition to fostering employee loyalty, it can also save you money. Offering group health insurance provides your employees with beneficial access to healthcare, which will result in better overall health and well-being.

Small businesses can also offer flexible, no-contribution group voluntary benefits, including dental, life, accident, and disability coverage for employees. No minimum participation is required, and the employer doesn’t have to contribute.

Lawyers professional liability insurance is essential for protecting your law firm and attorneys against malpractice lawsuits. This specialized insurance is tailored to ensure your law firm can continue to function effectively while legal proceedings are underway. With access to a wide array of insurance carriers, we can diligently compare coverage options to secure the most favorable price for you.

Having an outdated or insufficient insurance policy can potentially expose your restaurant to undue risks. As your restaurant business evolves, so should your insurance plan to ensure adequate coverage. To address your needs and challenges as a restaurant owner, our team at Malloy Insurance can assist you in obtaining the necessary coverage. Specifically, we recommend a Business Owner’s Policy (BOP) that combines various coverage options within one convenient package.

Worker’s compensation insurance is a must for business owners, no matter the industry. Workers’ compensation policies consist of two essential forms of coverage. The first form ensures that employees who sustain job-related injuries or illnesses receive appropriate benefits. The second form of coverage, known as employer’s liability, provides protection against lawsuits filed by employees for work-related accidents or illnesses.

While workers’ compensation laws limit the liability of employers, there is still a possibility of such lawsuits being initiated. Please reach out to Malloy Insurance at 203-351-9898 for more information on your options.