At Malloy Insurance, we understand how important your business is and how vital it is to have the coverage you need should something happen. From large corporations to main street businesses, our agents will work one-on-one with you to determine your needs and any areas where your business may be vulnerable. We will then find you an insurance package that will make sure you have the coverage you need to protect you and your business.
A business is a huge investment; do not leave it to chance by having inadequate insurance coverage. Malloy Insurance in Stamford, CT is a business too, so we understand the importance of protecting your livelihood.
Business insurance coverage we help businesses find include:
Auto Dealers Insurance
If you own a car dealership, your business is completely on display in showrooms and open lots every day and night. So it’s obviously important to have insurance coverage in the case of a theft or vandalism. But it is also just as important to have coverage that includes liability in business transactions. If a buyer makes a claim against a purchase they made at your dealership, it can be devastating to your business.
It is important to have a comprehensive auto dealer insurance policy that includes coverage for:
- Consumer Complaints
- Theft & Damage
- Personal Injury
- Errors & Omissions
Auto dealer insurance is often very affordable and available to owners of new and used car dealerships. Call us for more information!
Business Owner’s Policy (BOP)
A Business Owner’s Policy combines business property and business liability insurance into one convenient plan. A BOP will help to protect your business from claims involving fire, theft, bodily injury, personal or advertising injury, or property damage that could stem from your business operations. Contact us today to find out why BOP with Malloy Insurance is right for your business.
Commercial Auto Insurance
Malloy Insurance has the right commercial auto insurance for your business whether you are insuring a fleet of vans, delivery trucks, or a single vehicle. We’ve got you covered.
Commercial Property Insurance
In the event your property is stolen, damaged, or lost commercial property insurance is designed to protect your business. This type of policy is used across industries and provides protection similar to property protections for consumers.
We offer insurance products to help contractors stay ahead of, and preparing for, their risks. Our plans are specifically designed to your needs and will help you keep projects running smoothly. With contractors insurance, you can rest assured knowing you are protected one the job. No matter what type of contracting business you own, we have a policy for you.
Farmers have a lot at stake. Their property is their primary means of income. With so many different elements to protect in these unique properties, you need an equally diversified insurance plan to keep your farm safe.
General Liability Insurance
General liability insurance provides financial protection no business owner can be without. This includes coverage for liability issues resulting from property damage, negligence, advertising, and personal injury.
Group Health Insurance
Offering group health insurance benefits is an almost essential part of a company’s benefits package. Not only can it save you money, it can keep your employees loyal. It also helps your employees have better access to healthcare, which means they can stay healthier.
Lawyers Professional Liability Insurance
Lawyers professional liability insurance protects your law firm and attorneys from malpractice lawsuits. This form of insurance is designed to keep law firms properly operating and fully covered while lawsuits against them are being dealt with. Our agents make it their goal to help you obtain the professional liability insurance you need for your firm, and make the process as simple as possible. We work with a broad range of carriers, so we can compare coverage options and find you the best price.
Liquor Liability Insurance
If your business sells, manufactures, or serves alcohol, then it is important for your business to have liquor liability insurance coverage. Liquor liability insurance will protect your company from loss or damages that could happen if a patron of your business gets intoxicated and injures themselves or others. Liquor liability laws differ state to state, and insurance policies can be confusing. Reach out to our team at Malloy Insurance for answers to any questions you may have about liquor liability insurance!
An outdated or inadequate insurance policy could put your restaurant at risk. As your restaurant business changes, so should your insurance plan. Our team at Malloy Insurance is here to help you get coverage that suits your unique needs and challenges as a restaurant owner. We recommend a Business Owner’s Policy (BOP), which combines your coverages into one convenient package.
If you are a business owner, you need to be vigilant about workers’ compensation insurance. Workers’ compensation policies involve two forms of coverage. The first form ensures benefits are provided to employees who are injured on the job or contract an illness related to the job.
The second form of coverage is the employer’s liability. This coverage will cover any lawsuit started by an employee against their employer for job-related accidents or illnesses. Workers’ compensation laws have limited the liability of employers to employee suits, but there is still a chance that they could be filed. Call Malloy Insurance at 203-351-9898 for more information about workers’ compensation coverage.
Quality Business Insurance Plans
For many years, Malloy Insurance has been a trusted name for commercial insurance. We are proud to provide commercial and personal insurance options to clients across the region. Our team of insurance agents are dedicated to helping you find the insurance solutions that fit your business and keep you and your company protected.
For more information about our insurance offerings or to schedule a consultation, please contact us at 203-351-9898 today. We look forward to helping you find the coverage you deserve.